Here's the nominal operating range for Core temperature:
Core temperatures above 85°C are not recommended.
Core temperatures below 80°C are ideal.
Core temperatures increase and decrease with ambient temperature. The "standard" for normal ambient (room) temperature is 22°C or 72°F.
There are several tests that will drive Core temperatures even higher than Prime95 Small FFT's without AVX. See below:
ftpkmarcelo and
Afro_ninja199,
"Gaming" workloads are "fluctuating" workloads that vary greatly depending on how a particular game title allocates CPU / GPU workloads. This makes gaming a poor metric for measuring thermal performance because there's no "standard". As such, gaming workloads don't conform in any way to Intel's datasheets. We use Prime95 Small FFT's without AVX because it's a "steady" 100% TDP workload that
does conform to the datasheets, which provide the standards we follow to perform a
valid thermal test.
However, if your heaviest workloads are games, and you don't run, or have any intentions of running more demanding workloads such as rendering or transcoding which can approach or equal the workload of Prime Small FFT's without AVX, then although your thermal performance doesn't conform to the datasheets, it's certainly adequate for gaming. Also, keep in mind that 91°C hottest Core during Prime95 Small FFT's without AVX at 21°C ambient leaves very little headroom for higher seasonal indoor temperatures.
Moreover, a 240mm AIO is considered marginal for the 9700K as well as the 9900K; the principal difference being Hyper-Threading, which creates higher Core temperatures. We instead recommend a minimum AIO of 280mm, and preferably 360mm for these processors. Since all AIO's do and will eventually fail, keep this in mind when replacing your 240mm AIO down the road.
Darkbreeze suggested that you read the
Intel Temperature Guide, so if you really want to get yourself up to speed on this topic, then I would do so:
https://forums.tomshardware.com/threads/intel-temperature-guide.1488337/
CT