Yeah you understand it.
Hoping for the best with your current ram. Ram can be finicky but people have overclocked them. Your best chance is applying 1.35v, maybe 1.4v. 1.4v is safe for ddr4. Ddr4 standard is 1.2v but they do run at 1.35v for faster memory 2666+. Look at any ram over 2666 and they all should be 1.35v.
If voltage alone isn't stable then thats when you increase the four main timings up one by one.
If your ram isn't stable, your system will either shutdown after applying and rebooting or do boot loops. In which case, will need to clear cmos to reset bios defaults. If boot is successful, there can be crashes in Windows or games. It can be a tedious process.