Just starting my first build. No games except I just want to follow a on line stock market simulation, trying to get screen to fill as fast as I can, My question is there any problem with too much memory ? I have heard that this can slow a system down ? I'm going to run Windows 7 in 64 bite, starting with Kingston Hyper X T1 8 GB ( 2X4 GB ) at first then adding another 8 GB of the same next payday. Will this work and do I need it? MoBo is ASUS M4A88TD-V EVO/USB3 with AMD Phenom II X4 955 Black edition. Monitor is Asus 2224 HD, Antec 650 Earthwatts. Do I NEED a separate graphics card or will the integrated video work. Do I need more memory ( total 16 GB ) or should I put the cash towards graphics ?