Question Ungodly stuttering & FPS drops on my first build ?

[TheAlmightySkeletor]

Hello everyone I'm back after a year with even more problems I decided to wait it out and build a computer myself thinking it might have been potentially a fault with the prebuilt companies I just got done building it a day ago and ever since I've been facing stuttering/fps drops on all my games. I definitely reach high framerates but something is causing my rig to underclock specs below

6700xt Refernece
5600x
MSI MAG B550 Tomahawk Max
Corsair Rm750
Samsung 980 1TB NVME
G Skill Trident Z 2x16gb 3600mhz (XMP enabled)

temps:60-70c hotspot:85-87c
cpu temp: 40-60c (never exceeds 70c)

Methods I've tried so far:

• DDU and install driver only of newest version, full install of 22.5.1 and driver only.
• Cap fps below minimum avg
• Turn Vsync/Freesync off
• Turn off all Adrenalin graphic settings
• Disabled Global C states, Typical Current Idle. Manually turn on PBO
• Tested XMP on and off
• Unplugged all devices I didn't need (leaving only kb&m)
• Reseated both RAM sticks
• Two PCIE cables not daisy chained
• Updated BIOS to latest version

At this point I truly don't know what can be causing this whether it's software or hardware, I shouldn't be bottlenecked right? Or at least not a noticeable one? Thank you for any help.
I can grab HWInfo logs while the stutters occur if that helps

 

[TheAlmightySkeletor]

MSI MAG B550 TOMAHAWK MAX WIFI (MS-7C91) Performance Results - UserBenchmark Ran a userbenchmark and noticed my RAM latency is 59.9ns shouldn't this be way below at 3600mhz? Approximately 7-10ns? Could this be what's causing my stutter?