Upgrading GTX 570 to ???... advice welcome!

Hello world!
So, the 'ol GTX 570 is finally starting to show it's age now that I am playing Dragon Age Inquisition, and I can no longer play anything I want at 1080p with max settings... or even high settings with decent frame rates. The time has finally come to start saving my pennies and look at buying a new GPU.


Current Specs:
MoBo: ASRock z77 Extreme 4
CPU: i7 2600 (non-K) @~4.2GHz (turbo OC as I cannot do traditional OC, but it works very well)
RAM: 8GB DDR3 1866
GPU: GTX570 *added aftermarket Zalman GPU cooler as stock cooler was very noisy
Storage: 2x Plextor 256GB SSDs in RAID0
Display: Currently 1920x1200, but looking to upgrade to 4K in less than a year
PSU: OCZ 750W 80+ Bronze rated
Case: Cooler Master Cosmos; the original big ugly behemoth. Cant believe anyone paid money for these things. Truly a terrible case, but it is big, it was free, and it can fit any sized GPU in the world... it just makes my PC innards look small and out of place lol

To be honest, outside of my GPU, I am pretty happy with my current build. The system is nearly 5 years old, and I am kinda disappointed (but kinda relieved) that I don't need a whole system overhaul yet. Currently planning to do another major upgrade in ~3 more years.



Usage and questions:

1) Ripping: While I enjoy games and movies, the biggest thing I do is ripping my ever-growing movie collection. It took about a year and a half to rip my movie collection using CPU rendering, but DVDFab recently added CUDA support for rendering BluRay discs in HEVC with current gen GTX960 and up, so a GTX960 would be the starting point for me. This will bring rendering times from 8-20 hours per disc, down to 2-5 hours... You have no idea what a big deal this would be for me! We buy ~1-2 TV seasons a month, which takes ~100 hours per season to rip. Getting that time down to 20 hours or less per season would be really nice and free up my PC for other things.

2) Price: I am sadly a responsible adult, with a house, a wife, 2 kids, etc. etc. etc. so I can't go blowing lots of money on this upgrade. I would like to keep the price around $300 or less if possible, but I can stretch up to $400 if that is what is needed.

3) Games: I mostly play RPGs like Skyrim, The Witcher, Final Fantasy, Dragon Age, etc. along with the occasional racing game like Rocket Leage or Burnout. I also enjoy adventure games like the Tomb Raider reboot (can't wait to play the sequel!). Not typically anything too demanding, and very little multi-player unless it is something like the Lego Star wars or Minecraft with the kiddos. I like to play with an emphasis on frame quality rather than frame rate. I'll take all of the texture quality, draw distance, and filtering my system can run, and as long as it stays above 30fps then I am a happy camper.

4) 4K, HDR, and wide Color gamut: AMD recently announced that their current high-end cards will get an update for the new HDR and color gamut capabilities of 4K BluRay. Seeing as I watch a lot of movies on my computer this is sort of a big deal... but as previously mentioned, AMD is not an option this time around. Nothing against them, they make good stuff, but without DVDFab HEVC support it is a non-starter.
I do not currently have a 4K display, but I am looking to get one next fall or spring 2017 (Samsung UN48JS9000, or equivalent). Any idea if nVidia will bring similar support on their current gen offerings? Or do I need to wait for the next gen Pascal cards to have such features? I fully understand that 4K gaming is out of the practical realm for my budget, but I am ok with 1080p upscale gaming this time around. I am really looking forward to 4K BluRay movies in all their glory once they come out. If these features are not coming to the 900 series cards then I may look at other options.

5) Lag concern: While I am perfectly fine with 1080p upscaling to 4K in gaming from a quality perspective, I do have my doubts about input lag. Keep in mind, I don't play twitch shooters, so I can deal with a little lag... but I don't want to feel drunk and woozey when playing either. If anyone can chime in on how upscaling does on 4K TVs from a PC source (specifically the Samsung UN48JS9000) then I would greatly appreciate it.

6) Silence: Some of you younger people may not understand this yet... but silence is golden. When you get older and sit in server rooms at work, and deal with screaming babies at home, there is a certain peace and tranquility that comes from having a nice quiet rig. On top of that, I sleep near my computer, and do occasional audio editing work on it, so having a nice quiet GPU cooler is a must. If anyone has any particular notes about some of the better coolers on the market like ACX or DirectCU, then let me know. I am not particularly concerned with overclocking, or it looking pretty; it just needs to work, and be quiet... without paying a small fortune for a Gainward card. And no, water cooling is not an option. My computer goes on 'field trips' every few months, so I am hesitant to have any water in the system (outside of a heat pipe of course).



So here are my thoughts:

Option 1) Assuming the upsacaling input lag (display lag?) isn't a big deal, and nVidia does support wide color gamut and HDR on current gen cards, then I think I want to go with a GTX970. 5 years ago when I bought my last GPU there were not nearly the variety of cards as we have now. Anyone have a specific card/cooler to suggest? I think I would prefer MSI or ASUS... but then again my current GPU is 'Sparkle' brand, so I am not THAT picky lol.

Option 2) If life has taught me anything, it is that I am not a lucky person. If life goes the way it normally does then my TV purchase will likely be delayed a year or two due to a leaky roof, or a sick kiddo, or some other such nonsense. So the thought has crossed my mind to get a cheaper 960 for now, and then get a 'real' card after I eventually purchase the TV. I don't want to pick up a 970 and 'only' use it for 1080p gaming if the display purchase gets delayed. While picking up a 960 now and selling or repurposing it when I do get the big fancy screen would not be too terribly difficult. Looking at benchmarks, even a 960 is going to be a ~50-100% improvement over my 570, so it may be the way to go.
Also, I know that in the 960 price range AMD is a (much!) better deal, but keep in mind I am largely looking at this upgrade for DVDFab HEVC rendering, which (as far as I understand) does not work on AMD cards, so I'll have to eat that cost if I choose this route.

Option 3) The other option is just to wait for Pascal. I mean, I have been on this card for ~5 years now. New games are still playable at 'OK' settings, and I have gone this long rendering on my CPU... so what is another 3-4 months? If Pascal is going to be half as much of an improvement as what is expected then I could probably pick up a 1060 or 1070 and be happy for a very long time regardless of the display I am using. But at the same time, we don't have a release date. Waiting 3-4 months is no big deal... but waiting 6-8+ months could be a bit painful especially if it comes around the same time I am expecting to buy the TV... I don't think my wife would take kindly to me buying 2 fancy toys in such quick succession, and I'd rather keep my wife than the PC stuffs lol.


Anywho; thoughts, opinions, rants, ideas, flamewars, etc. are all appreciated.
 
Go with MSI GTX 970 4G. Support 4 monitors up to max resolution of 4K, is very silent and doesn't consume very much power and you've got a PSU capable to power the rig. It has a feature which shuts down the fans entirely with the software.
 
If it's any help, a lot of the nVidia boards (GTX 970+) with after-market coolers have a "0dB" mode, which stops the fans until the CPU temperature hits 60C. If you can wait, then wait until the next range of cards are out and make your mind up - then you're fully aware of features, etc, and are making a fully informed choice. Dunno if it's of interest, but EVGA do an optional 5 year warranty (just with you saying you're not lucky, if you're worried about the upper end of your budget).

Personally, I have a GTX 970 and have been happy with it (it can run Metro 2033/Last Light at "very high" [maximum settings but no AA] at 2560x1440 at v-sync without issue). It's the "blower" version, so it's not the quietest, but it's not that loud either ... a colleague has the Gigabyte Windforce version, which they can't hear ...

Can't really comment on the AMD side as I'm not familiar with it...
 
OK, so after much internal debate I decided to pick up a GTX 970 from my local MicroCenter which was on sale for $290 after rebates, plus a free copy of Tomb Raider... and they were sold out. Having made the pilgrimage to the store I was not going to leave empty handed, so I instead found an EVGA GTX 960 for $185 after rebate.

Kinda glad that the 970 was sold out because even this 960 is a surprisingly substantial upgrade from the 570, and will more than suit my gaming and video needs until I make the switch to 4K.

Ripping times have especially seen a huge improvement! I did a test rip in DVDFab of Cloud Atlas (weird but fantastic movie!). When I ripped it previously it took ~14 hours to render to HEVC using my CPU. Using GPU encoding it took 2.5 hours with the same quality settings! Made the same file size, can't visually tell the difference between the two rips, but it just took a fraction of the time! Normal length movies with more bright scenes are ripping in ~1-1.5 hours.

Plus, what I didn't realize, is that the CUDA encoding does not seem to affect overall system performance. So I can do other CPU/GPU intensive tasks like playing games, or light editing while ripping BluRays without the 2 processes slowing each-other down.

Of course, after ripping 4 movies now my BluRay drive has decided to die on me... as stated previously, I am not a lucky person lol. But at least that is an easy fix/replacement.


Gaming performance is also significantly improved! Dragon Age Inquisition is what I am currently going through, and I was getting ~35fps with frequent dips in the 20s during action, and constant pop-in and pop-out of game assets due to RAM constraints. I was able to bump up some of the AA/AF, and I am still getting FPS in the mid-50s with occasional dips into the 30s, and things no longer pop in and out. Overall gameplay is much smoother and more responsive. Looking at MSI Afterburner I should have perhaps gone for a 4GB card as it constantly shows my GPU's vRAM at 1.5-1.8GB of use when gaming... but with any luck the card should only be in use in my system for a year before moving up to a 1070 or better card, so I am not too worried about it. 2GB of vRAM will be plenty when my wife's system inherits the card.

Noise levels are pretty much a non-issue. The card I picked up has what looks to be a single 96mm fan and a "0db mode". With default settings the card sits idle without fan at ~60*c, and then the fan kicks on at ~65*c at a reasonable and extremely quiet level. Normal desktop use, and watching movies does not kick the fan on, so it is essentially a silent card 90% of the time. Ripping movies has the fan kick on ~25% on occasion, but only for a few seconds every 5 minutes or so. Even when maxed out gaming the fan only hits ~40% which I can only barely hear above my extremely quiet system fans if I really listen for it. I will likely never notice any noise this GPU makes even when under load! Fantastic!

Anywho, can't wait to get another 'real' graphics card in a year or so after I make the jump to 4K, but for now with a 1080p display the GTX 960 is more than enough for me. Could not be happier... well, unless I was not also in the market for a BD drive now lol.