I recently purchased an Insignia USB 3.0 PCIe Host card and installed it. I installed the drivers with the Drivers CD it came with it. I have an external SATA Seagate 4TB HDD. The HDD is in an enclosure (Isignia USB 3.0 Desktop Hard Drive Enclosure[SATA compatible]). All three things say 3.0 compatible with nearly 3+GB/s transfer rates. I am only getting around 90MB/s. Is this as fast as they can actually go? If not, could you help me make it transfer faster, please?