You already answered your own question. SSDs ARE more reliable, because, they are more reliable. They don't have the same sort of common failure rates that flash media can tend to have sometimes. In reality, for anything important, you REALLY should have that data in AT LEAST two places at all times anyhow. So, flash media AND an SSD. Or, your primary drive AND a backup drive. Or any media AND a cloud backup, etc. Three locations, one of which is not in the same location as the rest of them, so, for example, a flash drive in your glove box or at work, so that if something catastrophic happens, like your house burns down, you don't lose all your backups at one time. Of course, with cloud backups, which are a sketchy proposition to me...