back when we were using 56.6K modems, CDs and floppies to store and download data, I’d agree with you. Back in the windows XP days I took backups, sure.
but these days? What would be the point? I can reinstall Windows 11 from my bootable USB in about 10 minutes, and get it back to how it was (minus all the junk I installed) in about an hour. It would take me that long just to find my latest backup image and restore it, so I would not really save any time, plus I’d have to update all my drivers etc anyway since my backup likely won’t have the latest.
All my save games are on Steam / Battlenet / Uplay etc and reinstalling games takes about 20 minutes per game, and is done as a background task anyway so I don’t even notice it. my movies and tv shows are on Netflix and all my music is on Spotify. The only data which isn’t either in my email or on my phone (which automatically backs itself up) and is vaguely important to me sits in “my documents” and that gets synced to Dropbox.