+1 for sminlal, sub, and Scarabii.
RAID1,5,etc will ONLY protect you against a hardware failure, NOT data corruption,etc. Imo, you should ONLY run RAID0 for OS/scratch disk, and if running RAID 1, you MUST STILL have a good back up plan.
The best back up plan would make 3 copies, for example, I back up all my files on to a USB HDD and NAS. I put important files (ie pics, CAD files, etc) on to BD/DVD (kept in a fire proof safe) and then encrypt/compress and back them up online (I pay $ 10/mo for 50GB).
Note: All important files are encrypted and tested before and after back up.