20H1 otherwise known as 2004 is meant to be out this month.
You are on the Feb update, MS haven't really been pushing updates out while the global crisis is on so you aren't really that far behind
You are on 18363.657 , I am only on 18363.778 - I doubt you missing anything major.
But main reason I mention new version is, it appears you would be best downloading the
Windows 10 media creation tool and use it to make a win 10 installer on USB once it is released (it could well be next week) and use that to update your PC.
Once ISO is out, make USB and put it in PC while windows is running
press WIn key + E to bring up file explorer
navigate to the USB and run setup.exe
this will offer to upgrade current install.
This will replace your current win 10 install without replacing/removing any of your files. This should fix problem.
But don't do it now.
One thing you could do now is a repair install -
https://www.tenforums.com/tutorials/16397-repair-install-windows-10-place-upgrade.html as all that does is returns win 10 to default state of 1909 and removes all ccumulative updates. You would just need to install 5 or so updates after to be up to date again.