Kingston for example has a few SSDs that come in a bundle, allowing you to transfer everything to the SSD and has a few other tools in a CD.
These tools are often used by some brands, the company is Acronis if i'm not mistaken and the CD while it may have kignston brand on it, it's a simple CD that loads up the Acronis software, allowing you to do the swap from HDD to SSD.
Among the tools in it, there is triming, this means that if you are used to do a defrag on a HDD, then this process won't be all that different, all you need is to boot from the cd itself, navigate the menus and select triming, after 30 or so seconds thriming will be complete and you can now boot windows XP once again
SSD life isn't really affected, SSDs were problematic in the 1st few iterations that came out, now the life expectancy even without triming will likely surpass any other component in your system, not even in 10 years of daily use will you exaust the SSD.
Later version of windows do triming automatically, in XP you will need to go outside, boot the acronis software, do the triming and come back, it should take you no more than 5 minutes.