Op, if you have a Microcenter nearby. Check them out. They are often hard to beat if you buy a motherboard and CPU at the same time. Also their prices on Crucial RAM are competitive with online prices. The Samsung 980 1TB NVMe SSD is also competitive with online prices. I just did my system last week for less than anything I could find online.
PSU prices are a bit high. But only like $10 to $15 on the Seasonic and Corsair PSUs I looked at. Overall you should at least break even. But likely come out a little ahead. You'll have everything immediately. Plus support a local retail computer store. There aren't many left.