I have a 165Hz monitor, but games I play, like Apex, don't give me 165 FPS, which is fine because at least it gives me stable FPS. However, I wonder if it’s better to set my refresh rate to 120Hz or 144Hz while having higher FPS than the refresh rate, or should I keep it at 165Hz even though the FPS can't reach 165? Also, what impact would this have on input lag? I've heard that a higher refresh rate means lower input lag. Is that true? And is it true that using 120/144Hz while having higher FPS will give me a better visual experience?