Oh. The long answer lol.
You have a Ryzen, not an intel. They aren't the same, don't work the same, don't go about doing things the same way. And you are used to Intel, the way its temps are, it's OC, it's boosts.
Intel sets a limit and automatically boosts to that limit for everything. So if the base speed is 3.4GHz, turbo is 3.9GHz then soon as you move the mouse, play a tune, punish the cpu with a stress test, it'll boost to 3.9GHz and stay there unless you hit @ 100°C, then it'll throttle back to save itself.
Ryzen can also reach 100°C, they just do not want to, ever, no matter what cpu cooler you have. So their boost is variable. IF temps and voltages allow, they'll boost to max on as minimum amount of cores possible. If temps and/or voltages would put you at high temps, they'll back down a little, so you can maintain at least good performance and reasonable temps/voltages.
Both Ryzen and Intel want to give best performance possible, Intel doesn't care how it does it, Ryzen tries to do it within the boundaries.
At idle, Intel lowers voltages and speeds to all cores, but all cores remain active. So background tasks are split up between every core as needed. So you'll see idle of @ 30 and spikes to @ 50 in general as temp readers poll the hottest core. With Ryzen at idle, it shuts down all the cores totally, keeping just 1 active. This means the full load of all the background tasks is on 1 core, so idle temps read @ 40 - 60ish. With a load, like moving the mouse, both Intel and Ryzen bring all cores upto working speeds, Intel max turbo and Ryzen whatevers appropriate for the job. So Intel will see higher temps at low loads and Ryzen temps don't really budge from idle. Not until a sizable load.
With pbo, you've made the boost more aggressive for those low-mid loads, so the boost is higher, hotter and the fans respond the same. Instead, adjust your fan curves, set minimum duty cycle a little higher and set the curve to not climb until 5°C higher than the spikes. So if pbo is bouncing 45-65, you'd set a low rise from 40-70 ending in @ 50-60% duty cycle and then a short rise from 70-75 with max fans at 75 °C.
Also make sure you use Balanced power plan, not performance.