The odds of you winning the mega millions vs you ".. mean by touch is my hand accidentally landed on the gpu's pcb " and wrecking the card, probably have better odds at that lottery.
The PSU failing explains a lot more. Chances are the PSU was already dead and there was no air when you were putting you hand in there to try to feel for the air flow, so the assumption that your PC was even running may be just that, an assumption. And PSU failures are pretty well known quantity, and it is bound to happen sooner or later, and it is fairly routine to have to replace PSUs. But sometimes you get lucky, like my 350W Seasonic from 2003 is still running being used in it's 8th rebuild powering my lower wattage Core i3 file server.
The quality...