The odds of you winning the mega millions vs you ".. mean by touch is my hand accidentally landed on the gpu's pcb " and wrecking the card, probably have better odds at that lottery.
The PSU failing explains a lot more. Chances are the PSU was already dead and there was no air when you were putting you hand in there to try to feel for the air flow, so the assumption that your PC was even running may be just that, an assumption. And PSU failures are pretty well known quantity, and it is bound to happen sooner or later, and it is fairly routine to have to replace PSUs. But sometimes you get lucky, like my 350W Seasonic from 2003 is still running being used in it's 8th rebuild powering my lower wattage Core i3 file server.
The quality of the PSU will determine whether the PSU takes the hit or if it lets harmful current and voltage get to the other components. Assuming your PSU is not counterfeit,ans Seasonic being a well know brand, then it is very likely that your system is should have been protected especially now that you can boot and run using a temporary PSU.
As for fixing a PSU, that requires skills with DVMs, soldering/de-soldering, and hunting down the fired component in the PSU. This is not advised for the average joe even on these forums. There are high voltage capacitors in there that may send you to the hospital. So do not even attempt, and that is one of the reason those PSU are in cases in a steel box.
If however you work for electronics manafucturer and does rework on RMA parts, then you might be qualified to work on that kind of stuff, but then it begs the question, why are you here asking us about this stuff.