I just wanna say i purchased a galaxy gtx 465 last august for 120.00 bucks (new with 3 yr warranty) and i have been very impressed with it. Paired with a 2500k i can play all my games on ultra. In WoW i have never seen my fps go below 55 fps even in the middle of a crowded server, most times its in the 120-140 fps range.
Basically, you dont need to spend much on a video card to get good performance. The gtx 465 got a bad rap at launch because it was too expensive for its performance, not that it was a bad card. I think the refurbished pny 465 on newegg is the best deal on the whole site, for 105.oo bucks. The 465 IS a faster card than the 460, and quite a bit faster than the 192bit 460's they are selling now.