Okay I have a Ryzen 7 3700x with Warith Prism, so I have some experience with this. That cooler is actually VERY NICE. In my opinion a lot of people are mistaken when they say the cooler is junk or is not sufficient. However with that said a couple things should be done.
First, what are you watching temps with? A lot of software may not be up to date on Ryzen 3000 and will give you inaccurate reads. Only use Ryzen Master for now.
Secondly, Go to Control Panel, Power Options, Advanced properties, processor power management and change your minimum power state to 20% .
Thirdly, Its still not a bad idea to adjust fan curves slightly, but not so much it sounds like a helicopter. (Like I said the cooler is nice, if you installed correctly you should not need to do a whole lot with fan curves unless its super hot in your room naturally.)
This processor does run warmer keep that in mind too you have 8 cores. I went from a 2600x to this and it was a pretty noticable difference in heat. Mine idles at about 42/43 when my room is warmer. But I made a couple adjustments. I keep my case fans on silent in bios and my cpu fan on standard.