News Apple Mac Users Can Now Purchase a 36-Month Upgrade Plan From Best Buy

If you need to take out a loan to buy a new MacBook, then you can't afford a new MacBook. BestBuy's new rent-to-own financing scheme is just their basic loan with extra steps.
Which is fine. New MacBooks do very little that can't be done for half the cost on either an older MacBook, or a new PC. I would call MacBooks a fashion statement, but they've barely even changed the aesthetics in the last decade.
 
While these kinds of programs sound like a scam or a very bad deal, given how much tech has been advancing from a 3 year standpoint, and depending on how much the final payment would be as compared to the value of a 3 year old laptop on the resale market after fees, it's not such a bad idea, and goes along with Apple's desire to turn their computing and mobile divisions into a subscription service which this basically is.
 
Only scam is the fine print "0% APR - 39.99% APR". Beyond that, as someone who has to work on the full range of apple kit, it sounds pretty useful to be automatically upgrading some of our machines every 3 years.