"AMD's X570 platform has numerous advantages, but it also has one key disadvantage: the X570 chipset gets hot under load and requires active cooling. "
No it doesn't... unless you are running NVMe RAID and hammering the I/O.
The average user never* has the fan spin up, and those that do are hammering I/O on the chipset.
* Never* unless the motherboard has literally no airflow AND the I/O via the chipset is being used to a reasonably degree. According to the people on this very forum, almost all of them have never known their fan to spin up.