Thanks for the answer. The internal RAID is meant to have some continuous data security, while running an external backup disk just once in a while. My experience is that data security is less affected by the technical possibilities but by the efforts to be taken. That means, that any additional step to secure data will porbably not be done when necessary.
The non-RAID disk is for OS, programs (recoverable) and temporary data, in order to achieve reasonable system performance (I am not a gamer, extreme performance is not required).
PS: I intend to use an HP workstation (e.g. 400 series) with built-in RAID controller