You likely aren't, but some are and not realizing it. The Gpu Boost algorithm can be a deceptive mofo if it doesn't flat out crash during testing; it can LIE.
I think it'd be a disservice to NOT try to tune a gpu like that, but like previously mentioned, some methods I find questionable, especially if they even once mention downclocking.
I know that in your own post, #12, you posted:
"kept going up until it stopped crashing then went up 1 more.
boost is 2580mhz"
You confused me with the 2580mhz when a 4090 FE review from TPU shows the boost curve with a max of 2745mhz:
https://www.techpowerup.com/review/nvidia-geforce-rtx-4090-founders-edition/40.html
Some of the aftermarkets push higher than that, some don't.
I'm like, OP's gpu has to be seeking at least 2700mhz on default settings(depending on card model) in games, so where'd 2580 come from? Furmark? It seems to line up with what the link shows.