I can only speak based on my rigorous experience with 6 win10 machines (4 of them powerful workstation laptops), I have spent many years experimenting & tweaking windows 10 with dummy laptops so I know this horrible PO* inside and out.
In general windows 10 is super sensitive to anything you do because M$ awful nasty people have made everything so mixed and so when you change one thing it can affect something else, as crazy as it seems every single windows build is different, in fact every exact build is different, so different its a lottery, I think its a conspiracy on M$s behalf just to mess with us. So every single thing I do I must test it out on a dummy laptop, then prove that it works on my machine which can take up to months before I deem the tweak stable.
Windows 10 is absolute utter junk, its not the bloat, there is little bloat as it runs very stable and fast, its the bugs, broken parts of the OS that act like a land mine hidden in a grassy field. What is really meant by debloat is removing nefarious rubbish like edge, photos, anything that spies etc.
all the hardware crashes, BSODs I have had are caused by awful SSDs, RAM primarily, and general issues with the mobo. Windows 10 itself is actually remarkable stable vs vista & 7 in ordinary use. M$ made sure of this as you are the product. However, where vista & 7 destroy 10 is when something goes wrong, if you get a serious boot issue you are screwed, and better hope you have the OS backed up. Absolute nothing recovery wise from microsoft has ever done anything for me, its all trollware, made by the same people at Microsft.com who say "just run a SPC scan" facepalm.... Absolutely no hope this world.
It has taken me years to get windows 10 to where it is and doing some serious dodgy stuff has made the OS actually usable and not a piece of cancer that it is out of the box. This is why windows 11 is dead as road kill, because its implementing too much and its watered down too much and you simply cant remove toxic stuff and bring back the old stuff.
So yeah, my machines are locked down like area 51, as soon as you allow updates your system is compromised, because the updates do nefarious stuff behind your back and change stuff and break stuff. I installed RAW image extension and surprise surprise it didnt work with many RAW formats but instead it messed up my thumbnails of images & videos in subtle ways. Shocking, but that is what windows has become since the days of 7. Back in the vista days MS employees actually had some artistry, now they just invent utter useless AI rubbish. Im getting off windows like the US is getting off china, its just not right what they are doing.
Someone else mentioned Defender..... HAHAHAHAH....Since I removed that piece of evil, my god,.... my god indeed....The system runs so much smoother and more responsive. You know something is wrong when a near 20year old vista machine runs faster. After a while phrases like "you should be ashamed of your self" loose all meaning.
But the biggest farce of all is this unfounded dogma that if you tweak windows you will break it, absolute nonsense. This dogma is so entrenched in society people just accept it without actually knowing their flaws, they cant be reasoned with, cognitive bias is a powerful thing.