... Prime95 ... temp hit 95 degrees ... Cooler Master MasterLiquid 240L ... when gaming or idle (never goes above 55-60).
Test utilities, benchmarks, apps and games have workloads that vary widely.
Prime95 with default settings is a brutal 130% workload, because it uses heavy AVX coding, which is extreme compared to gaming workloads that typically range only between 30 and 70%. Even the latest AAA games that are CPU heavy and use AVX, are lightly AVX coded. As such, these games don't begin to approach 100% workload.
When running Prime95,
disable all AVX test selections and run Small FFT's, which will give you a valid steady-state 100% workload that's ideal for testing thermal performance.
If you don't run apps that use heavy AVX codes such as video transcoding and rendering, then there's no point in testing for AVX thermal performance or stability, so don't run Prime95 with AVX enabled. Your Core temperatures will be up to 20°C cooler.
If you DO run apps that use AVX, then when running Prime95, use "AVX Offset" in BIOS so you don't overload your CPU. That's why AVX Offset is included in BIOS. A setting of 2 or 3 may be needed to keep Core temperatures from reaching Tj Max at 95°C.
Use Hardware Info64 (HWiNFO) to monitor Package Temperature, which is the hottest Core. Run "Sensors Only" while paying particular attention to Package Power, which is more relevant than CPU Utilization.
Keep in mind that workload drives power consumption (Watts), which in turn drives Core temperatures.
CT