TbsToy :
That is just like that idiotic term future proofing.
There is future-proofing and then there is plain being dumb. Most questions about future-proofing fall in the second category as OPs who worry the most about "future-proofing" appear to have no clue about the fact that CPUs have been stagnant for the past five years.
My i5-3470 is the result of reasonable future-proofing: I had no immediate need for more than an i3 (I was still mostly happy with my C2D-E8400 performance-wise) but got an i5 anyway because I strongly suspected I would need it sooner or later. A relatively inexpensive ($60) insurance policy to extend the $470 CPU+MoBo+RAM combo's useful life by 2-3 extra years and I get to have two extra cores available, just in case I need them earlier and more often than expected.