I don't think it's worth the money. Most electronic components like GPU/CPU will not die for no reason. So, if after 1 year of work a CPU/GPU is still alive, it will never die.Check the length of the warranty, if that matters to you. My ati came with a three year warranty. Seemed everything else I looked at came with a one-year.
AMENThe card was labeled 128bit, if people were too stupid to read/research what they were buying, that's their fault. Caveat Emptor.