You can wait until it settles down.
Your PC is most likely running:
Windows Defender,
Search indexer.
Windows Updates,
Disk Defragmenter.
All of those services are capable of causing 100% disk usage on mechanical drives.
Disk Activity section is at the lower part of Resource Monitor window. You have it hidden away.
Expand it and adjust File column, so that file names are fully visible.
Disk Activity section is at the lower part of Resource Monitor window. You have it hidden away.
Expand it and adjust File column, so that file names are fully visible.