OMG !
OK, listen in skitz!
Life is full of uncertainty and risk, but this is good as life without risk is dull and therefore no life at all.
So take a risk, bite the bullet, spend the cash, if it works then great, if not then hey ho take it on the chin
and try again later on. Also given all the info that you have from toms then your actual risk has been greatly minimized.
So go on! Live a little!