“It's safe to speculate since hackers did not exploit this for 18 years, it's unlikely users would need to be concerned until they receive the BIOS for their AMD motherboards.”
To be realistic and honest, it’s never safe to speculate. That sounds pessimistic, but if you’re going to give advice in a news article then be sure it’s realistic considering there is no way of proving it’s correctness. That said, no one has said it has not been exploited in 18 years, so to say otherwise is beyond the realm of speculation.
The only known is that It hasn’t been publicly disclosed that it has been exploited. Also, by the time the patches roll out and the number of patched systems reaches a significant percentage, there could be plenty of time for many systems to be exploited.
Beyond that, the used AMD processor market is basically a mine field now. No way to know if you’re buying a CPU that isn’t patched, or worse, buying one that is already infected. Since there is no real way to fix it once it is infected and the only way to know if it is would be through external monitoring. Imagine state funded programs buying up CPU’s and reselling them once they’ve been exploited. Rough times ahead.