[quotemsg=17713794,0,648445][quotemsg=17712012,0,1612573]If a website or service offers two-factor authentication, I can't fathom why you would not activate it.[/quotemsg]
Because some of them require you to use their own proprietary two-factor app, rather than a generic one like Authy or Google Authenticator.
Looking through my password library, I have a dozen financial and government accounts, five credit card accounts, about 20 shopping accounts, and about 40 membership type accounts (Netflix, UPS, my web host, etc). If every single one of them insisted I use their proprietary two-factor app, it would be insane. So I boycott the sites which won't let me use an app like Authy.[/quotemsg]
True. Let me add an asterisk to my statement clarifying that it shouldn't require a proprietary app.