Yep anything beyond Cat 6a is a pure waste of money, even for the next few years, so don't bother with it....
As for copper prices, it has gone WAY, WAY, WAY up, as in stratospheric lately....
Last year I bought several 100ft rolls of 12-2 indoor electrical wire for like $55.... and just this afternoon I was at s'Lowes and noticed that those same rolls were $178...... that's just friggin outrageous
Ah that just sounds like you're getting ripped off by lowes to me. I'm an IT contractor and I usually buy this:
https://www.truecable.com/products/cat6-riser-ethernet-cable-unshielded
1000 feet of solid copper Cat6 for $169.99. It's up a little, I used to pay around 150 but that's not so bad. Not nearly the price jump that you're seeing (I know you're talking about a different product but still). I was also looking at 10 foot copper pipes (redoing my plumbing) and they are, I think, around 1.35/foot if you buy 10. Idk, I'm not a plumber but that seems somewhat reasonable to me. Haven't priced electrical wiring in a minute though...
As for op, I'd say anything over Cat6 is overkill, I wouldn't even do Cat6a. What for? Cat 6 can already do 10 gigabit over a hundred feet+, which is already 10x overkill from his gigabit NICs. And even gigabit is probably overkill since I'm sure he isn't saturating that either. Probably only a couple hundred Mbps on the link at most. People love to go nuts and go overkill then overkill again, then again, and it just sits there unutilized. Cat5e has been out for over 20 years and is still overkill for most people. Your cameras are probably pushing 20-40 Mbps, smartTV is probably a 100 Mbps NIC, PC and router NICs are capped at gig, printer/alexa/smart devices/etc are all gig. There's no point in getting a better cable because the cable isn't the bottleneck. Until you drop the AIO router for a 10 gig enterprise class router, put a 10 gig NIC in your PC, put a 10 gig NAS, you're getting zero benefit.
I have basically exclusively run cat5e and cat6 for the past decade, and will for the foreseeable future. If it's something crazy mission critical, expensive trenching or whatever, 6a or fiber, ok, but 99.999999% of the time cat6 is already overkill. Cat7 is just a marketing scheme. Later on when you want 25 and 40 gigabit, cat8 but that's not for another decade or two. Especially some guy with a all in one home router