How far can I overclock

Solution
I cannot predict how far you'll be able to go. From the silicon lottery, to ambient temperatures, to VRM quality (low in your case), it is impossible to predict with certainty how far you might safely (i.e. long term, without risking anything frying) go. I'd think you'd hit 3.8GHz without too much trouble.

how far can I overclock/ what settings
 
I cannot predict how far you'll be able to go. From the silicon lottery, to ambient temperatures, to VRM quality (low in your case), it is impossible to predict with certainty how far you might safely (i.e. long term, without risking anything frying) go. I'd think you'd hit 3.8GHz without too much trouble.
 
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