If you'll click my sig link to the cooling fan roundup and scroll down to the noise testing, you may gain more insight.
From my own experience any fans over 30dba solid running can become irritating over long term exposure, but for most of us the raw cooling comes from those in the 40dba range which are definitely irritating long term.
Most planning on using fans that powerful use fan controllers for max airflow for gaming and to lessen the noise when high power cooling is not needed like for web surfing and such as that.
If you need a heat sink cooler that runs in the 40dba range I strongly suggest getting a fan controller for the best of both worlds, powerful cooling and quiet when needed.