[citation][nom]one-shot[/nom]Let's take a step back. If his PSU is 400W and it is 75% efficient, then it draws 533.3W at maximum power draw. You are somewhat close, but you generalized. Different PSU's are more efficient at different load percentages, but 75% sounds alright for an older PSU. His Computer draws 400W and his PSU draws 533W from the receptacle on the wall.[/citation]
Both of you misinterpreted my post. My power supply is a 620W corsair I received last year. Presumably rather efficient. My 400W came from the page where it said, that a 600W psu is effective from 390w and up to 5-something. So I'd need to reach at least a 400w power consumption on my rig to get within the generalized band of high effectiveness. I remember seeing a high power shootout, where a silverstone psu was actually more efficient at 300w than at 600w though, so I know the chart doesn't represent all power supplies correctly. But still.
Anyway, I still think it's better to have a too big psu than a too small one. I still remember when my 550w psu sent flames out the back when I tried to power an overclocked northwood, a couple raptors and all the other stuff that went into the system. I don't want that again.