In games you will get a 5-15% gain in fps, which is very useful to avoid problems with sli or the difference between laggy game and smooth game if you have spent al the money in CPU and the cooler. Notice also that AMD cards are more cpu dependant than Nvidia's.
In productivity, video encoding and that kinda things there will be much more improvements, with 4,5ghz I remember reading a review that conclude in a 28+/-2% better performance.
Remember also that power consume will also be increased and the life of the cpu will be shorter. If you don't have lag issues or you don't use programs like Photoshop or 300 pages words/PDF/whatever I would recommend a lower speed, 4,3-4,4 is also great and also overkill.
I also have a 4770K, but only OCed to 4ghz, and only because it sounds way better than 3,9, and I can open a 120MB Excel in 15-17 seconds, a 25% increase would put that to 12-14, just 3 seconds you can spend jumping to be in better shape.
I suggest ocing it in 4 years time, ocing it now will only degrade the cpu, and in 2018 cpu world has to change a lot if a 4,6GHZ 4770K isn´t better than the stock 6770K or dshjgfka834 or whatever name they think it's "cooler".