Well, 60C gaming temps are quite darn decent, so, if temps are under control, that's a very good sign...(maybe you can find/examine others' HWMonitor results and see if voltages are similar, I just know a 9700K I worked on two months ago with a Z390A Prime had much lower voltage, 1.29V or so...; the Intel XTU might allow you to adjust it downward if inclined to experiment, and, in the event of a lockup without a good shutdown, it defaults everything back to default on each startup)
(not sure to what degree your core voltage is adjustable / an H-Series board, but, if the BIOS does not allow you to tinker with any negative offsets (if you wish to tinker, that is) maybe Intel's XTU might....