So bascially: You payed for the cpu (in many cases, you payed a lot of money), and if you are aware of the issue and you know this is happening, good for you, you may get a new CPU in exchange for a defective product intel sold you (either be because of fabrication and/or extreme voltage and/or microcode bug).
If you don't know this is happening, and you don't know that most likely your 13th or 14th gen intel cpu may be the culprit of your troubles.... well, tough luck.
In the race to staying at the top of the charts, king of the CPUs, etc. intel pushed it too hard, and now the loyal and casual buyers have to deal with the issues and suffer the annoyance to RMA with a giant who only cares, like all industry giants, about money.
A recall will mean admiting they did something wrong or that theres something wrong with a big enough number of the product they sold, and they will not do that.
They are already in a bad situation (on which they put themselves), now is damage control time!
Some brands get the message, act fast and accordingly; others don't. Some brands survive this kind of situations, others don't. Intel will most likely survive at the cost of a few thousands of employees.