If you're not using a K-series chip, then you can't overclock anyway.
And like
@TerryLaze pointed out, actual OC is of much less benefit than power unlocking, which is itself better than PBO on a Ryzen chip to start with.
I mean literally, if you are not going to use the extra USB and m.2 and so on, and are not going to OC - which is what 90% of Ryzen folks say anyway - then not only is an H610 perfectly fine but there is no reason to get a K series chip either, which is what this article is about (non-k chip release) anyway.
One can get a 12700 or 12700F and run it without issue on an cheap H610 with DDR4 and it will still probably still dust a 5800X and even a 5900X on a B550 in most situations.
A missing feature is a missing feature and a higher price while having a missing feature is not a pro. Those are facts, weather you like them or not.
I had my MSI B450M Mortar Max since 3 years ago and I bought it at $120 (best in class in its generation together with Tomahawk). I had Ryzen 2600 which I OC-ed, then I had Ryzen 3600 which I OC-ed, both surpassing stock performance by a good chunk, especially in the 1% lows. Now I have the 5600x on the same board and I can OC it too, I have that option and the VRMs to OC any other CPU if I want to upgrade again to more cores, even 5950X or to 5800X3D.
Besides the obvious great price of that MB, AMD did not lock me into my options, but with scummy intel you cant do that with their mid tier boards only with the much more expensive top tier ones, the Z boards. No TY.
I have almost all the intel shills and brainwashed intel fanbois blocked, so I don't give a flying **** what they say. I'm not wasting time with them anymore.
Also the 12700 or 12700F will not "dust" the 5800X and especially not the 5900X, they will barely win. I love these unreal exaggerations.
Alder Lake did not dust, destroy or obliterate Zen3 in any way, it merely and barely beat it (dusting or destroying would imply a 30-40-50% performance advantage in real use scenarios). I'm talking about games, not synthetic tests (those are like paintings, for bragging only, they have no real use).
Continue with illogical arguments against facts and see yourself to my ignore list too.