The number of articles about how scary windows version updates are goes up every time too, more click bait. Most articles by non tech sites too. The next ones probably already written, just cut/paste release dates in. Facts need not apply.
10th version update of win 10 i have had so far and only the 1st install of win 10 caused any problems and really, that was after upgrading from win 7.
If you believe the articles we all had our data lost multiple times in the last 5 years. It is really not that bad.
You only hear about the installs that fail, those that work don't often come onto forums to say its going fine (except to occasionally answer questions like this one with "It works fine for me, must be your PC" which really isn't helpful