Is a ups must for any lower mid range rig for stability?

beenthere

Distinguished
A good UPS will condition the power to the PC which prevents surges and brown -outs. If BSOD crashing and the loss of data isn't an issue, then you do not need a UPS but it may extend the life of your PC hardware. At the least you should use a quality surge protector to reduce the likelihood of a power surge killing your PSU or other hardware.

If crashing and data loss are not acceptable then yes you do need a quality UPS regardless of the performance level of your PC. Many folks usually come to this reality AFTER they lose important data or damage their PC... ;)