I really like The Division, but i'm really disappointed that they have tried to focus on PvP so much. - The Division wants to be a really awesome coop PvE experience, and they need to focus on the PvE side of the game.
There's too much missing story, and lack of end game content, no raids (incursions aren't raids), etc. - if they stopped trying to cater for PvP and ruining the loot bonuses by trying to make everything 'fair' and concentrated more on some really good PvE content.. then this game would have been a lot more enjoyable and I probably would still be playing it now.
As it is, Underground was good... but highly Repetitive after the first 10 times. Survival was good... but boring as hell after the first 2 times... *sigh*