limpwalking :
There need to be a conversion device at each terminator. The LED light and the adapter needs to have a conversion device. right?
Yes. Even if it is just the receiver on your phone or PC. A conversion device.
For instance, at my house, FiOS connection.
Fiber cable from the street to the wall of my house
Terminator conversion box
coax to the router
Terminator
ethernet (and/or WiFi) to the PC
or
powerline terminator
house electrical wiring
powerline terminator
PC
My PC can't natively use the actual glass fiber signal. It must be converted to something else along the way.
The LiFi is just another transmission type. Just like RF, WiFi, ethernet, MOCA, IR, bluetooth, powerline, whatever...each has its own benefits and drawbacks.