blazorthon :
There are two factors in damage to the appliances. Not just current, but also time.The protection from a proper fuse is the fact that the surge current will burn a fuse, breaking the circuit, LONG before damage can be done to the appliances if it is the right fuse for the job. As you often preach, an appliance is supposed to be built to handle some overload. A fuse is designed to burn in a surge. Surge current that is high enough to damage appliances (everything has its limits) will destroy an appropriate fuse long before the appliances are damaged.
Many who make recommendations have insufficient electrical knowledge. No specifications and other numbers quickly identifies a bogus recommendation. That fuse is a classic example:
1) Surges are done in microseconds. Fastest fuse takes milliseconds to trip. Fuses trip AFTER damage has happened so that a resulting excessive circuit does not happen and does not cause a fire. 300 consecutive surges could pass through a fuse before a fastest fuse might blow. Circuit breakers take even longer. Where is the protection?
Fuse is to protect humans; not hardware.
2) Somehow a millimeters gap in a fuse will stop what three miles of sky could not? Obviously a fuse does not and cannot protect from surges. Where is the protection?
3) Fuses have critically important specification numbers. A typical line fuse is rated 250 volts. That means a blown fuse will continue conducting current if voltage exceeds 250 volts. Any destructive surge easily exceeds 250 volts. That means a fuse cannot possibly disconnect from a surge. Where is the protection?
A fuse does not protect from surges. Plenty more reasons exist. Simplest electrical knowledge combined with numbers makes that obvious.
If that fuse claim was credible, then nobody need spend $25 or $120 on a surge protector. Just another reason to know fuses do not protect appliances.
Same misconceptions apply to power supplies. Supplies in OEM computers routinely have those required functions. Missing functions are found in supplies marketed to computer assemblers. Marketing targets people without basic electrical knowledge and who routinely ignore specification numbers. No numbers quickly identify inferior products dumped into a market of naive consumers. But supplies found in systems designed by the informed (ie engineers) cannot and must not damage the load. As has been standard even long before the IBM PC existed. Suddenly, after doing this stuff for decades, I am told I have always been wrong? Please.
If anything needs protection, then everything needs protection. Naive consumers should spend $25 or $120 per appliance to protect only one appliance? Even that obscenely overpriced and undersized protector needs a proven solution that costs about $1 per protected appliance. Even an AC utility will rent and install this superior solution. A solution that is available to everyone - even renters.
What appliance most needs protection during a surge? Smoke detectors. Another reason why a 'whole house' solution is the only effective protection. What is required so that plug-in protectors (ie Belkin) do not create fire and do not make damage to adjacent appliances easier? Only solution proven by over 100 years of science and experience: one 'whole house' solution. Informed consumers spend tens or 100 times less money for the proven solution.
OP demonstrates same. His computer was connected to a 'magic box' protector. A protector adjacent to an appliance and too far from earth ground can even compromise superior protection already inside that appliance. He had damage while using an ineffective protector.
If anyone claims a fuse will protect from surges, then run for the hills. That could not be any more fictional. An informed recommendation is characterized by relevant numbers (250 volts, 300 consecutive surges, milliseconds verse microseconds, $1 per appliance verse $25 or $120 per, 100 years of science and experience). Recommendation without numbers is often based only in hearsay and advertising myths. A simple rule that separates speculation from proven reality. A fuse does not protect from surges. Numbers even expose that myth.