This is fairly irrelevant at this point, as Win 10 is already on the outs, and Win 11 requires hardware that Win 7/8 PCs don't have and can't upgrade to . Win 11 itself is about to exit stage left to make way for Win 12 next year. The people who want to upgrade would've done it long ago.
I doubt MS cares either way. Windows is shaping up to become a service, and the software itself is slated to become the proverbial "free" razor so MS can sell razor blades. Ads are appearing in menus in both Home and Pro editions (but not in Edu or Enterprise ones), along with the bloatware. I can only think that that avenue will be more heavily monetized in the future.
That, and the integration of CoPilot (aka Bing Chat) in Windows itself will allow for yet more ad-placement opportunities. That's where the money's at for MS, not the OS cost.
I've been using CoPilot in Win for a few days. It's useful and convenient to have. But I'm fairly certain I'll strip it out after a while, after the novelty wears off, in favor of web-based chatbots. The convenience isn't worth the privacy loss.