When chips are made they are tested in a variety of ways after being cut off the wafer. Any malfunctioning components on the chip are identified and the chip is graded at how high it can clock based upon heating and errors. If parts of a chip don't work the firmware they load will tell the chip not to use those parts of the chip. That is how you get CPUs that have 4, 6, or 8 cores on them even though they are all technically 8 cores - they just deactivated some cores and sold them as a lesser SKU. Chips that can't go as fast are binned down.I agree that they knew about the defective chips before they were released to AiBs.
The thing I'm not sure about is whether NVIDIA would have to make adjustments to the firmware/BIOS of these cards due to the missing/defective ROPs. Another question is whether they actually had to physically disable those defective ROPs before the chip is ready. If either (or both) of these things are true this shows malicious intent.
I still haven't seen a response from anyone I consider technically savvy enough on the chip fabrication process to know what they're talking about...yet.
The bad 70ti should have more parts of the chip turned off and sold as a 70 class GPU. The bad 5090 could have half of it deactivated and sold as an 80.