To be honest, I'm in the same camp as some of these gamers. I just have the luxury of having no immediate need to upgrade. However, I turn up my nose at any card with a memory bus < 256-bit. I always bought 256-bit or 384-bit cards. Upgrading to a 192-bit card feels like a step down, even if it's a lot faster than what I've got.
Likewise, I have been continually upping my price threshold, for a GPU. I used to think it was a good idea to spend roughly the same on your CPU and GPU, but doing that now would lead to a very unbalanced configuration.
I almost bought a RTX 3080 (12 GB or Ti), but prices never dropped quite low enough. I'm half-considering a RX 6800... might have a hard time resisting, if prices drop any lower.