Putting words in my mouth and accusing me of all people for shilling Nvidia, nice laughs on my part. Technically a 970 or an r9 290 ca get 60+ fps on most 1080p games but it limits the possibility of getting your target of, lets say, 120 fps for your 1% or .1% minimums. Having better than the minimum requirement for your target FPS will decrease stuttering and many other kinds of detriment to smooth gameplay.
As far as be being a "special savant," because I can tell the difference between 60 / 120 / 165hz monitors is ad hominem with no basis in science or fact. The fact that you are bringing in your beliefs of millionaires only cards is evidence of your irrelevant personal beliefs being injected into recommendations for systems.