The stock cooler and a Kraken X63 (280mm AIO) should* have wildly different thermal capabilities. This thread is getting quite muddled on what PBO settings you're using when. Simply put, I'd recommend monitoring all of the following together:
- Normal CPU core frequency
- Effective CPU core frequencies (ensure clock stretching is avoided, needs a "power virus" test like Prime95 to be accurate)
- Core voltage
- Power Draw
- CPU fan speed
- CPU temp
In doing so, you can at least determine what setting is providing the lowest stable* core voltage for a given frequency. Then you can adjust for the capabilities of whatever cooler you slap on top.
Everyone has their own 'comfort zone' for temps, power draw, and noise. I personally stick near the "stock voltage" or lower (via undervolting) for CPUs in the first few years. Keeping or slightly exceeding the stock frequency (as undervolting allows). Of course, that hinges on what you define as "stock" voltage. Is that at the single-core boost frequency? The all-core boost frequency? The "base clock" frequency? Clear as mud.
With my 5600G, I set a -20/-30 (depending on the core) curve optimizer voltage offset and a +200MHz PBO limit, no increase to the max power draw. Not chasing all-core = single-core or anything.
Keep an eye on the % or FPS performance uplift you're getting from overclocking. A 20% overclock doesn't always translate into a 20% performance increase. And that % increase will be different for different games. Also, do you
NEED x% more performance in the first place? And how many FPS is that? That will help you decide what's worth the 'risk'.