Go to Microcenter and get the Phenom II x2 Bundle w/ the MSI 785GM-45 free motherboard for $99 total. In my experience they unlock to x4's that overclock to 3.7GHz half the time and if they don't unlock they OC to 4.0GHz without a problem. Then again, my experience is only 2 builds. Then you only need $50 of DDR3 (4GB) if you reuse your case, psu, dvd, hdd, etc.