Hi I recently upgraded from intel to amd and bought the same motherboard cpu and ram as you. I noticed with CPUID and coretemp the temperature spikes the same for me. The first thing I did was reseat the cpu with different thermal paste application which made about 1 or 2 degrees lower cpu temps. A negligible amount considering the spikes up in coretemp often.
My average temperature Tctl/Tdie in Hwinfo is 45-50 degrees but can spike up to 65 easily when changing a table in chrome or something simple which concerned me a lot. All default bios settings.
After a lot of looking through forums and reddit i've found that these spikes up of ~20 degrees are normal ryzen behaviour now. And that compared to the nice gentle movement of the intel cpu idle temperatures of the past these new 7nm hot chips are very reactive.
In HWinfo the CPU Die (average) temperature setting now is the closest calculated to the ryzen master reading. Its not exactly the same but it is close enough.
You will notice these temperatures are lower than the CPU Tctl hotspot temperature. Coretemp reads the hotspot temperature and i think the bios does also.
This isn't good for fans ramping up to cool the cpu and then the temperature spike has dropped say 20 degrees again in a few seconds and the fans are all over the place. So setting up an even fan curve in the bios is what many have done.
Some people have disabled PBO at the cost of reducing all cores to 3.6Mhz speed I think so that the overall voltage isn't spiking up and boosting the cpu and then the idle temperatures can stay cooler. This isn't great in my opinion as its decreasing performance.
Ryzen master software has their own unique calculation for their temperature which is lower than other software. So i'm accepting now that my idle temperature average is more true to read and is about 8 degrees or so lower all the time than the peak hotspot temperature..
Hope this helps, some good further reading links:
View: https://www.reddit.com/r/Amd/comments/ckm75y/new_ryzen_master_temperature_lower_than_other/
https://www.techpowerup.com/forums/threads/ryzen-3600-idle-temperature-fluctuation.260615/